PRUHealth

PRUHealth is suitable for people who looking for medical coverage with stable price for the whole life. It comes with low annual limit and low lifetime medical coverage, optional coinsurance and optional RM3,000/RM10,000 optional deductible. Coinsurance 10%(min RM300, max RM1,000) means you have to pay 10% out of the total bill before Prudential pay the rest of the medical bill. Deductible RM3,000 means you have to pay for the first RM3,000 medical bill before the insurance company pay the rest of the bill.