PRUValue Med is suitable for people who looking for medical coverage with stable price for the whole life. It comes with optional deductible and Med Value Point of RM1million to RM2million and Prudential still cover 80% of your eligible claims beyond that. Deductible RM300 means you have to pay for the first RM300 medical bill before the insurance company pay the rest of the bill.
Price shown depends on Insured’s age at their next birthday.
| Benefits | Room 100 | Room 200 | Room 300 | Room 400 | Room 500 | Room 600 |
|---|---|---|---|---|---|---|
| Annual Premium | /y | /y | /y | /y | /y | /y |
| Room & Board | - | - | - | - | - | - |
| Daily Allowance | - | - | - | - | - | - |
| Pre-Hospitalisation | - | - | - | - | - | - |
| Hospitalisation | - | - | - | - | - | - |
| Surgery | - | - | - | - | - | - |
| Post-Hospitalisation | - | - | - | - | - | - |
| Outpatient Physiotherapy Treatment | - | - | - | - | - | - |
| Outpatient MRI/PET scan | - | - | - | - | - | - |
| Outpatient dengue & zika | - | - | - | - | - | - |
| Outpatient Cancer Treatment | - | - | - | - | - | - |
| Outpatient Kidney Dialysis Treatment | - | - | - | - | - | - |
| Accidental Benefits | - | - | - | - | - | - |
| Deductible per Disability | - | - | - | - | - | - |
| Overall Annual Limit | No Limit | No Limit | No Limit | No Limit | No Limit | No Limit |
| Lifetime Limit | No Limit | No Limit | No Limit | No Limit | No Limit | No Limit |
| Critical Illness Coverage | - | - | - | - | - | - |
| Waiver Rider | - | - | - | - | - | - |
| Coinsurance | - | - | - | - | - | - |
| Deductible | - | - | - | - | - | - |
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