SmartCare Optimum Plus is suitable for people who looking for full medical coverage with low price initially, but the premium will increase over the age. It comes with high range of benefits. From a full refund on in-patient and day surgery costs to high benefits for various out-patient treatments. When it comes to medical coverage, SmartCare Optimum is just what the doctor ordered.
Price shown depends on Insured’s age at their next birthday.
| Benefits | PLAN 3 | PLAN 2 | PLAN 1 |
|---|---|---|---|
| Annual Premium | /y | /y | /y |
| Room & Board | - | - | - |
| Daily Allowance | - | - | - |
| Pre-Hospitalisation | - | - | - |
| Hospitalisation | - | - | - |
| Surgery | - | - | - |
| Post-Hospitalisation | - | - | - |
| Outpatient Physiotherapy Treatment | - | - | - |
| Outpatient MRI/PET scan | - | - | - |
| Outpatient dengue & zika | - | - | - |
| Outpatient Cancer Treatment | - | - | - |
| Outpatient Kidney Dialysis Treatment | - | - | - |
| Accidental Benefits | - | - | - |
| Deductible per Disability | - | - | - |
| Overall Annual Limit | No Limit | No Limit | No Limit |
| Lifetime Limit | No Limit | No Limit | No Limit |
| Critical Illness Coverage | - | - | - |
| Waiver Rider | - | - | - |
| Coinsurance | - | - | - |
| Deductible | - | - | - |
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