SmartMedic Million is suitable for people who is looking for full medical coverage with stable price for the whole life. It comes with high annual limit, unlimited lifetime limit, auto increase of hospital room & board, RM300 deductible.
Price shown depends on Insured’s age at their next birthday.
| Benefits | SMM-150-D | SMM-200-D | SMM-300-D | SMM-400-D |
|---|---|---|---|---|
| Annual Premium | /y | /y | /y | /y |
| Room & Board | - | - | - | - |
| Daily Allowance | - | - | - | - |
| Pre-Hospitalisation | - | - | - | - |
| Hospitalisation | - | - | - | - |
| Surgery | - | - | - | - |
| Post-Hospitalisation | - | - | - | - |
| Outpatient Physiotherapy Treatment | - | - | - | - |
| Outpatient MRI/PET scan | - | - | - | - |
| Outpatient dengue & zika | - | - | - | - |
| Outpatient Cancer Treatment | - | - | - | - |
| Outpatient Kidney Dialysis Treatment | - | - | - | - |
| Accidental Benefits | - | - | - | - |
| Deductible per Disability | - | - | - | - |
| Overall Annual Limit | No Limit | No Limit | No Limit | No Limit |
| Lifetime Limit | No Limit | No Limit | No Limit | No Limit |
| Critical Illness Coverage | - | - | - | - |
| Waiver Rider | - | - | - | - |
| Coinsurance | - | - | - | - |
| Deductible | - | - | - | - |
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